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Life is full of uncertainty and no individual is sure of the event that will be taking place in the next moment. There are large amount of risks that are being associated with daily life of the person. A person who has booked a ticket for a travel might face a situation in which he or she has to cancel or postpone the journey due to emergency cause, official pressure and pressure from boss. Hence the Trip Cancellation Insurance will be of great use during this situation since it will be helping to person to receive the amount of money that is been spent for the purchase of ticket. There are also many other benefits that will be obtained due to the availability of International Student Insurance. Studying in foreign countries often involves large amount of risk and there is a great need to protect oneself from such kind of the risks that will be incurred during the course of life in foreign countries. Since the student in foreign country will be subjected to less amount of money during the studying period, Short Term Health Insurance will provide permanent security to all the students. The Short Term Health Insurance will also provided additional security to the people.